Launch products faster
Focus on the product, not the plumbing. Build each new offering from modular workflows for funding, collateral, servicing and recovery.
Lending Vaults
Modern infrastructure for Bitcoin lending
Lending Vaults turn bespoke Bitcoin-backed lending arrangements into modern workflows, creating a stronger foundation for managing, financing and transferring loan books.
A common framework for Bitcoin credit
Shared standards let systems and partners work across products while each business sets its own terms, custody model and customer experience.
Strengthen collateral controls
Keep custody flexible while setting clear rules for how and when collateral can move.
Build more liquid books
Each lending receipt links a position to the loan’s terms, collateral policy and current status, giving participants a consistent basis for evaluation, financing and transfer in secondary markets.
Turn lending policies into Bitcoin workflows
Configure the lending model, connect the systems around it and use Arkade to carry its policies into Bitcoin transactions.
- 01
Configure the lending policy
Set the loan terms, required approvals, valuation inputs, repayment conditions and recovery paths for the product.
- 02
Connect the operating stack
Use the custody model, payment rails, pricing sources and servicing systems that fit your product and operating model.
- 03
Keep collateral aligned with the loan
As repayments, valuations and approvals change, the collateral follows the loan’s current state. Each lending receipt gives lenders a consistent view of the position’s terms, LTV, health and available actions.
Next step
Build the next Bitcoin lending product
Launch a new credit product or give an established loan book a stronger foundation for growth.
You retain the customer relationship, underwriting, pricing, capital, custody, and servicing model. Ark Labs provides the Lending Vault technology and integration support.